Bruce Martin Associates Insurance can provide comprehensive, affordable coverage for all of your vehicles. Our insurance professionals will work with you to develop multiple coverage options and give you a personalized recommendation to meet your individual circumstances. Here are a few things to consider in deciding what insurance coverage is right for you:
Collision Coverage
- Covers your vehicle if you are in an accident. This coverage is intended to repair
your vehicle to the condition it was in before the accident.
Comprehensive Coverage
- Covers your vehicle if your vehicle is stolen or sustains damage from
something other than an accident.
Deductible
- The amount that you pay toward a loss under collision and
comprehensive coverage. This amount will be deducted from the total claim settlement that you may receive.
Liability Insurance
- Covers a claim against you for damage caused by hitting someone or their property.
Limit
- Refers to the amount of insurance you purchase and the maximum
coverage that would be paid on a claim. For example
50,000/100,000 limits of liability cover $50,000 per person and
$100,000 per incident.
Medical Payments (Med Pay)
- Covers medical, surgical and funeral expenses for you and
passengers in your vehicle, if you have an accident.
Personal Injury Protection (PIP)
- Covers expenses for you and others if you have an accident.
Rental Reimbursement
- Covers the cost of a rental car while your vehicle is being repaired as a result of a covered loss.
Uninsured Motorist Coverage
- Protects you if someone without auto insurance hits you.
At Bruce Martin insurance we can provide coverage options for a wide range of vehicles including:
- Personal Autos - cars, trucks, vans and SUV's
- Commercial Autos - business autos, trucks, delivery vans and tractor trailers
- Motorcycles, ATV's and Scooters - stock, vintage and custom
- Boats and Personal Watercraft - power boats, sail boats, Jetskis
- Recreational Vehicles - motor homes, travel trailer and pop-up campers
- Mobile Homes - primary rentals, seasonal/secondary residences and rentals
